Submit your own story to this site: darkejournal@gmail.com
Aging in Place is growing older without having to move and it is what most older Americans desire as they age.
According to the Journal of Housing for the Elderly, it is not having to move from one's present residence in order to secure necessary support services in response to changing need.
DID YOU KNOW?
Some 70% of seniors spend the rest of their life in the place where they celebrated their 65th birthday.
Brethren Home Community Services understands that older adults wish to remain in their own home and we're here to help you stay in the home you love. We offer non-medical home care, adult day services, handyman services and senior resource management.
When you see articles about "aging in place" they often refer to living where you have lived for many years, or to living in a non-healthcare environment, and using products, services and conveniences to enable you to stay there as circumstances change.
Darke County is an easy county for older adults to age-in-place as most of the stores and services we need are right here and easy to get to. Additionally, our doctors' office and hospital are easy to access and traffic is light. For those who no longer drive, public transportation is available.
If you are planning to age in place in Darke County, what additional services do you anticipate needing that are not currently being provided?
Saturday, April 24, 2010 0 comment(s) Labels: discount travel, frugal, newsletter, saving money, senior travel, travel, travel tips
DVT - Know your risk and how to prevent it
Deep Venous Thrombosis - also known as DVT, is more common than most people think and could cost you or a loved one your life. Get informed, know who's at risk.
"Following general surgery, the approximate risk for deep venous thrombosis (DVT) is 15-40 percent." (Source: The National Institute of Health.) Deep vein thrombosis, or DVT, is a condition in which a blood clot forms in one of the deep veins in the body; the most common locations are in the legs and feet. The reason DVT is a big concern is that it often leads to pulmonary embolism, when the clot dislodges and moves up into the lungs, leading to death.
Fact: The risk of DVT nearly doubles after hip or knee replacement surgery or hip fracture surgery to between 40 and 60 percent. (Also from the NIH.)
For more facts or to read the entire article, CLICK HERE
If you or a family member is going to have surgery, you should know about an all-too-common danger and how to protect yourself. The danger is from blood clots that can form in other parts of the body, then move to the lungs, where they can cause death
I think you will agree - Peter, aka "The Internet Grandad" is quite the guy.... making frequent YouTube videos, singing on some of them....reaching out to so many. He is very popular in the UK.
He dedicates a lot of time as an advocate to get the elderly online to enjoy the internet and all it has to offer, starting with "how to" classes.
Making this video was on his bucket list.... he has a nice voice... listen to him sing the Johnny Cash love song then check out his other videos! If you write to him, he will write back. I admire his spunk.
http://www.youtube.com/user/geriatric1927?aia=true#p/a/u/1/kIAp0QCiyxw
This web site was designed to have the feel of an emergency room visit - but it does not replace a doctor... it may help you recognize what is going on and when to seek medical attention.
http://www.everydayhealth.com/symptom-checker
The MetlifeMature Market Institute is offering a FREE, newly released publication that is a concisely written "how-to guide" for older Americans and their families/ This publication answers basic and in-depth questions about both health care programs, including the most common: “what’s the difference between the two?”
To download your free copy of “The Essentials: Medicare and Medicaid” click here
The Dayton Art Institute is hosting a year-long celebration of its 90th anniversary. As one of the Miami Valley's premiere fine art museums, it offers a full range of programs in addition to outstanding art exhibitions.
Most exhibits are open to the public free of charge during regular museum hours, Tuesday through Saturday, 10 a.m. to 4 p.m. and Sunday, noon to 4 p.m., with extended hours on Thursday until 8 p.m. During your visit enjoy lunch in Cafe Monet daily from 11:30 a.m. to 2:30 p.m.
The Dayton Art Institute is located at 456 Belmonte Park North in Dayton, Ohio. For more information call 937-223-5277 or visit http://www.daytonartinstitute.org/.
Museum Hours
Monday Closed
Tuesday 10:00 a.m. to 4:00 p.m.
Wednesday 10:00 a.m. to 4:00 p.m.
Thursday 10:00 a.m. to 8:00 p.m.
Friday 10:00 a.m. to 4:00 p.m.
Saturday 10:00 a.m. to 4:00 p.m.
Sunday Noon to 4:00 p.m.
Closed Fourth of July, Thanksgiving Day, Christmas Day, New Year’s Day, and Easter Sunday
What is a prenuptial agreement?
A prenuptial agreement is essentially a contract between two people, headed for the altar that specifically defines how the assets will be distributed in the event of not only a divorce, but also a death. Formerly considered a necessity for the wealthy, it is more realistic for someone with less than millions to be mindful of how to protect what they have and to make provisions for loved ones once they are gone.
Will the remaining spouse be required to sell the house or move out? If so, in what length of time? What belongs to each of you?
Second marriages are not easy, especially when the couple is older with grown children or children still in college.
Who should have a prenup?
You may just want to make sure you won't lose your house or fear having to pay alimony.
Particularly, if you fall into any of these categories you should seriously consider a prenup:
•You have children from a previous marriage. Without a prenup, in most states a surviving spouse will likely inherit one-third to one-half of your estate.
•You own all or part of a business; the prenup can prevent the business from being split up or controlled by your spouse
•You anticipate receiving an inheritance
•One of you is much wealthier than the other
•You have, or anticipate having loved ones who will require care, such a disabled adult child or elderly parents
•You anticipate a big increase in your income or a windfall
•You are concerned about being strapped with your spouse's debt that incurred before our marriage
•Or, just if you have financial assets you want to protect such as your home, stock, retirement funds.
A valid prenup is one that consists of both parties honestly and fully disclosing all of their assets. If one party hides even one thing, it is grounds for a judge to toss out the contract in its entirety. In order to avoid suspicion of coercion, an "ironclad" agreement should always be agreed upon and signed months in advance of the actual wedding day. A valid prenup is also considered to be "fair" and not leave either participating party in any kind of situation where they may be destitute. The state will always make sure that someone is not being unfairly taken advantage of financially.
Prenuptial agreements can also include agreements that do not involve money as long as the demands are considered reasonable.
Legally, you must use a lawyer to ensure your agreement is ironclad. This lawyer should be a matrimonial lawyer who is familiar with the laws in your state regarding prenuptial agreements. It is important that you understand that your spouse's will does not, and cannot, supersede the prenuptial agreement if your spouse passes away first. However, a will can be significantly more generous, leaving the spouse more than what was agreed upon in the prenup. In the event that your partner is incapacitated the agreement stands as signed.
That being understood, make sure that not only is the contract in writing, but that it is signed and witnessed by your lawyer. There should be three original copies, one going to the bride, one for the groom and one to be kept in a safety deposit box by either your lawyer or CPA. Most lawyers suggest the prenup be updated every 10 years of marriage. As uncomfortable as this subject may be to bring up to your partner, the prenuptial agreement has the ability to save both parties emotional and financial turmoil.
Have you always wanted to model? Perhaps you did some modeling in your younger years?
As our population ages, more and more mature models are in demand. Many people think that in order to become a model, they must be exceedingly handsome or incredibly beautiful without wrinkles. Not so...often it is the older person who are fit, in shape and just nice people.
Click here to learn more about mature models in general or more information for yourself if you're interested in getting into a new career.
More - Click here
From the ILC Website -
"In every society throughout the world it is typically a woman’s job to cook the food, raise the children, and care for their aging parents. Women are the caregivers and housekeepers for their working spouses. The sad truth is that these contributions to society are not given a monetary value.
Our publication “Unjust Desserts: the Financial Realities of Older Women,” a joint project with the AARP
Foundation, discusses the fact that women over 65 are twice as likely to be poor as men over 65.
“Medical and economic advances as well as social programs have solved many problems, but the poverty of older women has not lessened,” Robert N. Butler, M.D., president and CEO of the ILC-USA, said. “They make up a full 70 percent of all older people who are poor.”Women are far more likely than men to outlive their retirement incomes because of several factors, including:
•they are more likely to leave their career to work in unpaid caregiving roles
•women still earn significantly less than men, leading to less retirement savings
•women live longer than men
•many pensions decrease in value or are eliminated entirely when the husband dies
•a divorced woman must have been married at least 10 years to be eligible for her former husband’s social security benefits
It's that time of year - many of us have cabin fever after being cooped up for the winter and are reaching for our calendars and looking for festivals to visit.
Ohio publishes a festival guide - many of the festivals listed in it have a web site which lists more details. Most festivals are free, however, some do charge an admission fee. If in dobut, call ahead.
If you attend any of these, feel free to write a review for the senior journal.
Click here to access the online Ohio Festival Guide
Sunday, April 4, 2010 0 comment(s) Labels: entertainment, festival gude, festivals, Ohio, recreation, tourism, travel, travel tips
Understanding many people don't have the discretionary income they may have had as little as a year ago, OhioTraveler.com's focus is on admission-FREE tourism. Most sections of OhioTraveler.com feature places with FREE ADMISSION at the very top of menu options.
Find your free fun now: Click here
Saturday, April 3, 2010 0 comment(s) Labels: free, free admission, Ohio, senior travel, tourism, travel
Medicare beneficiaries know Medicare has never discriminated against anyone who had a pre-existing condition. They were accepted and had quality-affordable healthcare.
When President Obama signed the historic passage of Healthcare Reform in the USA on March 21, 2010, every US citizen in the USA can have access to health insurance and not have to worry about a pre-existing condition or a lifetime cap.
Now Americans no longer do you have to worry about becoming sick or facing foreclosure because they didn’t have health insurance. AARP calls it health security for all.
If you ask any senior about Medicare, most think it’s fantastic. Although this new healthcare reform doesn’t answer everything, many people, especially those with pre-existing conditons and chronic illness, think it’s a great start.
Unbiased information to get the most for your money from Consumer Reports
Carhttp://www.consumerreports.org/cro/electronics-computers/cameras-photography/digital-cameras/digital-camera-buying-advice/index.htm?EXTKEY=I91CONL&CMP=OTC-ConsumeristRSS
When the last glaciers melted more than ten thousand years ago, they left behind a fabulous legacy: the Great Lakes. Over the centuries, these huge inland seas—which contain more than one-fifth of the world’s standing fresh water—have fascinated humankind. Voyageurs and homesteaders, poets and storytellers, missionaries and mapmakers, Native Americans and pioneers have all been drawn to the timeless beauty of the region.
From the magnificent spectacle of Niagara Falls, to Mackinac Island’s cobblestone streets and horse-drawn carriages. From rolling dunes and grand vistas, to miles of white sand beaches. From emerald green forests, to blazing sunsets that turn the watery horizon to flame, the journey awaits.
2010 marks our 12th cruise season and we are representing more ships than ever, sailing a variety of exciting itineraries. Each distinctive cruise ship offers a relaxing and friendly atmosphere, delightful accommodations and impeccable service. Carefully selected enrichment lecturers and expert tour guides will add to your enjoyment, as you explore fascinating ports and absorb the breathtaking scenery.
http://www.greatlakescruising.com/